diff --git a/homeassistant/components/habitica/services.py b/homeassistant/components/habitica/services.py
index 8ca80ff63ad..440e2d4fb23 100644
--- a/homeassistant/components/habitica/services.py
+++ b/homeassistant/components/habitica/services.py
@@ -9,6 +9,7 @@ from typing import Any
 from aiohttp import ClientResponseError
 import voluptuous as vol
 
+from homeassistant.config_entries import ConfigEntryState
 from homeassistant.const import ATTR_NAME, CONF_NAME
 from homeassistant.core import (
     HomeAssistant,
@@ -54,6 +55,21 @@ SERVICE_CAST_SKILL_SCHEMA = vol.Schema(
 )
 
 
+def get_config_entry(hass: HomeAssistant, entry_id: str) -> HabiticaConfigEntry:
+    """Return config entry or raise if not found or not loaded."""
+    if not (entry := hass.config_entries.async_get_entry(entry_id)):
+        raise ServiceValidationError(
+            translation_domain=DOMAIN,
+            translation_key="entry_not_found",
+        )
+    if entry.state is not ConfigEntryState.LOADED:
+        raise ServiceValidationError(
+            translation_domain=DOMAIN,
+            translation_key="entry_not_loaded",
+        )
+    return entry
+
+
 def async_setup_services(hass: HomeAssistant) -> None:
     """Set up services for Habitica integration."""
 
@@ -86,14 +102,7 @@ def async_setup_services(hass: HomeAssistant) -> None:
 
     async def cast_skill(call: ServiceCall) -> ServiceResponse:
         """Skill action."""
-        entry: HabiticaConfigEntry | None
-        if not (
-            entry := hass.config_entries.async_get_entry(call.data[ATTR_CONFIG_ENTRY])
-        ):
-            raise ServiceValidationError(
-                translation_domain=DOMAIN,
-                translation_key="entry_not_found",
-            )
+        entry = get_config_entry(hass, call.data[ATTR_CONFIG_ENTRY])
         coordinator = entry.runtime_data
         skill = {
             "pickpocket": {"spellId": "pickPocket", "cost": "10 MP"},
diff --git a/homeassistant/components/habitica/strings.json b/homeassistant/components/habitica/strings.json
index 62b01260010..390dc3ba9ae 100644
--- a/homeassistant/components/habitica/strings.json
+++ b/homeassistant/components/habitica/strings.json
@@ -219,7 +219,10 @@
       "message": "Unable to cast skill, your character does not have the skill or spell {skill}."
     },
     "entry_not_found": {
-      "message": "The selected character is currently not configured or loaded in Home Assistant."
+      "message": "The selected character is not configured in Home Assistant."
+    },
+    "entry_not_loaded": {
+      "message": "The selected character is currently not loaded or disabled in Home Assistant."
     },
     "task_not_found": {
       "message": "Unable to cast skill, could not find the task {task}"